Buying a home is exciting, but it really is quite the process. Here are some useful contacts to keep handy throughout your buying and home ownership journey. Matt Carroll real estate recommends the following tips.
Mortgage broker or bank
You’re probably going to have a lot of questions around your mortgage options. Having some key contacts at the ready can make the whole process a lot smoother. While many banks have pretty extensive FAQs on their sites, having direct contact with someone may be necessary for those tougher, more personalised questions.
Not a contact exactly, but definitely a great resource and starting point for further useful contacts. The Queensland Government’s website has a wealth of information and advice for people looking to buy property.
Your conveyancer is a crucial contact during the purchasing phase but you may be in touch with them before you have selected your final property. They have a wealth of information and may be able to answer your questions regarding any Contracts of Sale you’ve requested from properties you’ve shortlisted during your search.
A building inspector is an important contact throughout the buying cycle as well as throughout your time as a home owner. A pre-purchase inspection gives you peace of mind and will help ensure you pay a fair price for the property you’ve chosen. After you move in, the inspector will become an important contact for property maintenance to ensure your home is protected from damage and retains its value.
Getting quotes and organising a home insurer before settlement can ease some stress come moving day. Having those important details in a safe space (like your policy number) and important contact details at the ready will ensure you can proceed with confidence if any damage to your property occurs.
The website and contact details of the local council you’re looking to move into is handy throughout the buying process and well after you’ve moved in. Not only will you be kept up to date with any events or services that will affect your area, you’ll also be able to tackle those important everyday issues, such as rubbish collection and applying for parking permits.
A number we often don’t think about until we have a disastrous leak. Before any issues arise, do some research and create a shortlist of local plumbers you would be happy to use during an emergency. Having a couple of options helps you cover an array of services, may give some variety in cost and will improve your chances of finding someone available on short notice.
Just like plumbers, we often don’t research electricians until disaster arises. Create a shortlist of electricians and pop their details somewhere handy – like the 3rd drawer in the kitchen or on the fridge.
Of course, this list is by no means exhaustive, and you may need to add further contacts to cater your specific situation. Please treat our list as a starting point and take into account your own needs.